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Tag: mortgage interest rates
Navigating the Crossroads: Legal and Policy Dimensions of the 2025 U.S. Housing Market Crisis
The 2025 U.S. housing market stands at a critical juncture, characterized by escalating home prices, elevated mortgage rates, and pervasive economic uncertainty. These factors have collectively rendered homeownership increasingly unattainable for many Americans, particularly among younger and lower-income demographics. The convergence of these challenges has not only strained individual financial capacities but has also illuminated systemic issues within the nation's housing policies and legal frameworks.